The digital layer for bills · India

UPI solved payments. We solve what happens after.

Pay anywhere and the bill lands in your phone — itemised, searchable, and working for you: spend insights, warranty alerts, returns and reimbursements, in one place.

Live product — NFC tap-to-bill working end to end Watch the demo For investors
13:20
EZZ BILL home screen: ₹25,916 spent in the last 30 days, down 32%, with recent bills from Blue Tokai Coffee and Swiggy

Real app screen · demo data

The payment went digital.
The bill didn't.

24.07BUPI payments in September 2026 alone
802Mpayments every single day
+23%year-on-year growth in volume

Source: NPCI monthly data, via StartupTalky, Oct 2026.

The problem

Every payment leaves a bill behind. Almost nobody keeps it.

What you get after paying is a thermal slip that fades in weeks, an email you'll never find again, or nothing at all. That bill is the only record of what you actually bought — and without it, money quietly leaks away.

WHAT A LOST BILL COSTS YOUItemised · Tax invoice not available

01

Reimbursements left unclaimed

No bill, no claim. Finance won't pay for a slip you lost in a cab.

02

Warranties you can't prove

The laptop dies in month eleven. The invoice is buried in last year's inbox.

03

Spending with zero context

Forty UPI entries that say "paid to merchant". None of them say what you bought.

04

Paper that doesn't go away

An estimated 93% of paper receipts are coated with BPA or BPS, which makes them hard to recycle and harmful to handle.


TOTAL RECOVERED₹0.00

BPA/BPS figure: Green America, "Skip the Slip" (2022)

The product

One home for every bill.
Then the bill starts working.

13:20
All Bills screen: 46 bills totalling ₹49,118, filterable by NFC bills and category

NFC Airdrop · live today

Tap the table. The bill is yours.

No app to download, no QR to scan, no email to type. One tag per table hands each guest their own bill — then hands the next guest theirs.

STEP 1
13:18
Staff console: Table 3 and Counter show bills ready to tap; Table 12 and Table 7 are open

Staff send the bill

Enter the total, snap the printed bill. The table's tag is armed in seconds — and every table's status is live on one screen.

STEP 2
13:19
Guest's phone after tapping the table tag: Blue Tokai Coffee receipt for ₹412 with sign-in to save

The guest taps the tag

Any phone opens the bill instantly. AI reads every line item while they sign in with one tap.

STEP 3
13:20
Saved bill: Blue Tokai Coffee, Food and Dining, paid by UPI, with itemised Cappuccino and Almond Croissant

Filed, itemised, forever

Saved and categorised in their EZZ BILL, right next to every other bill — ready to split, claim or search.

The 24-second walkthroughReal app screens
See it work in the real worldLive demo · YouTube

Business model

Merchants pay.
Their customers join for free.

Every merchant on EZZ BILL brings its own customers with it. A busy café hands out 150+ bills a day — each one a new user we never paid to acquire.

The EZZ BILL flywheel Merchants subscribe, airdrop bills at checkout, their customers join free, users build a bill history, and that history makes the merchant product more valuable, which brings more merchants. Merchant subscribesSaaS per location Bills airdroppedat every checkout Customers join free₹0 acquisition cost Bill historygrows per user EZZ BILL more merchants → more users
  1. Merchant subscribesSaaS, per location
  2. Bills airdroppedat every checkout, by NFC tag
  3. Customers join free₹0 acquisition cost
  4. Bill history growsmaking every merchant's data more valuable

Merchant SaaS

₹499–999 / location / mo

Digital bills, NFC airdrop at every table or counter, and purchase analytics on who comes back.

Consumer Premium

₹49–99 / mo

Free to collect every bill. Premium unlocks deeper Money Leaks insight, warranty and return alerts.

Who we serve first

22–35 · UPI-native

Urban Indian professionals — starting with the sharpest pain we know: expense reimbursement.

Traction

Not a mock-up.
A working product.

Every screen on this page is the real app. These modules are built and running today.

NFC Airdrop

Live

Tap-to-bill at the table, plus a live staff console for every table.

Gmail bill sync

Live

Pulls bills and invoices straight from your inbox.

AI bill reading

Live

Camera, PDF and bulk upload — merchant, total and line items extracted.

Money Leaks

Live

Personal ideal budget and a Leak Score out of 100.

Subscriptions

Live

Recurring payments detected and tracked automatically.

Warranty vault

Live

Expiry countdowns and claim guides for every product.

Split bills

Live

Split with friends, with the actual bill attached.

Smart Support

Live

Merchant contact, returns and help — from the bill itself.

Ask AI

Live

Ask anything about your spending, in plain language.

Want to try it yourself? Open the live app

Team

Founder-led.
Product-first.

Omkar Patil

Founder

Three years as a Product Manager at Bajaj Finserv Health. Now building EZZ BILL full-time.

LinkedIn profile

Get involved

Never misplace a bill again.

Get early access

Free during early access. The first 100 people get onboarded personally and help shape what we build next.

No spam. One email, when we launch.

Investors & incubators

We're raising our pre-seed round. Request the deck and a live walkthrough of the product.

Goes straight to the founder's inbox.